• Retirement Plan Login
  • InnoVue Login
  • Privacy Statement
  • Contact Us

logo
facebook
twitter

  • Asset Management & Trust
    • Services
  • Retirement Specialists
  • Consulting
  • Blog
  • Our Team
    • Consulting Team
      • Jeffrey Asher, CFA
      • Gregory Baum, CFA
      • Shannon Carter
      • Cathy Friday
      • Andy Hood
      • Peter Junkin
      • Terri McCoy
      • Kevin Morrissey
      • Matt Murphy
      • David Thompson
      • Wendy Wilkerson
      • Mark Williams
    • Corporate Team
      • Cathy Friday
      • Matt Murphy
      • David Thompson
      • Wendy Wilkerson
      • Mark Williams, CFA
    • Operations Team
      • Kristi Carter
      • Debbie Sinard
      • Rosa Solis
    • Retirement Services Team
      • Stephanie Corder
      • Kimberley Horne
      • Kevin Morrissey
      • Taylor Schubert
      • Misty Vestal
    • Trust Administrative Team
      • Jordan Horn
      • Megan Kershaw
      • Steve Replogle
      • Karen Smith-Grant
      • Jordan Young
    • Trust Investment Team
      • Jeffrey Asher, CFA
      • Gregory Baum, CFA
      • Shannon Carter, IACCP®
      • Andy Hood
      • Peter Junkin
      • Jaime Olson
      • Mark Williams, CFA
  • Financial Calculators
    • Social security retirement income estimator
    • How much will I need to save for retirement?
    • How will payroll adjustments affect my take-home pay?
    • What would my 401(k), 457, or 403(b) Plan be worth?
    • Are my current retirement savings sufficient?
    • How should I allocate my assets?
    • What is my risk tolerance?
    • How much should I save to reach my goal?
    • Compare a Roth 401(k) to a Traditional 401(k)
    • What is the impact of increasing my 457 Plan contribution?


Now – the Downgrade

Aug 08, 2011

Standard & Poor’s downgraded Treasury securities on Friday – one notch down, from AAA to AA+. The other two rating agencies have left the US at AAA – for the time being. S&P says the downgrade is a result of the messy political process involved in raising the debt ceiling and its puny reduction in debt.

At first blush, it looks like Treasury bonds have more or less shrugged off the downgrade – their prices and yields have not moved much. However, the stock market has reacted to the downside – with the Dow Industrials off about 200 at the open on Monday.

Our advice at this point is to stick with your long term, diversified investment portfolio. Trying to time events and times such as these is very difficult. Significant selling now typically locks in losses and makes investors reluctant to re-enter right before markets begin up-legs.

Think of it this way – with what happened last week and early today – good stocks are on sale. We all like finding good items on sale. That’s what is going on with stocks right now.

In short, we do not expect a double-dip recession, nor some prolonged bear market.

If you have any questions or would like some additional help with your portfolio, please give us a call.

Social Share

InnoVue Client Login

Click the login link to access your InvesTrust account information and statements online.

Login>>

Retirement Plan Login

Click the login link to access your retirement plan account information and statements.

Login>>

Contact Information

InvesTrust

5100 N. Classen Blvd.
Suite 620
Oklahoma City, OK 73118

T: 405.843.7177
F: 405.843.7835
E: investrust@investrust.com

Hours of Operation

Monday through Friday
8:00 am to 5:00 pm

InvesTrust is closed for the following holidays:

Monday, Jan. 1 New Year’s Day
Monday, Feb. 18 President’s Day
Monday, May 27 Memorial Day
Thursday, July 4 Independence Day
Monday, Sept. 2 Labor Day
Monday, Oct. 14 Columbus Day
Monday, Nov. 11 Veterans Day
Thursday, Nov. 28 Thanksgiving
Friday, Nov. 29 Thanksgiving
Wednesday, Dec. 25 Christmas

Newsletter

  • Hidden Gem: HSAs in Retirement
  • Tax Scams to Watch Out For
  • Four Tips for Planning a Career Change
  • Women: Are you planning for retirement with one hand tied behind your back?
  • Reviewing Your Estate Plan

Cameron Enterprises

The content on this site is for informational purposes only and should not be considered advice. Additionally, it is important to keep in mind that all investments are subject to risk, including loss of principle. Risk is defined as fluctuation in returns from one period to the next and the potential for loss. A well diversified portfolio may help investors reduce the risk associated with investing. However, diversification does not insure protection against a loss in a declining market.

Circular 230 Disclosure: Please note that Treasury regulations effective June 20, 2005 impose extensive requirements for a formal tax opinion. Since this communication (including any attachments) is not such a formal tax opinion, we are required to advise you that it was not intended or written to be used, and it cannot be used (i) for the purpose of avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein. If you would like further information, please contact us.

Cameron Enterprises